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It's a great honor to work with our Veterans. The VA Program features 0 down payment, and no mortgage insurance. Minimum credit score 550.
First Time Buyers
We welcome you and will take you through step by step to help make the buying process easy and stress free.
Most competitive rates for home loans over $417,000.
80/15/5 also available.
Full Approvals in Advance
Don't just get pre approved, we offer full underwriting approval in advance of finding a home. Advantages are quick closings and added leverage when negotiating on a home.
2 time closes and construction to perm available.
NMLS 308938 Mortgages, Loan Options
Beginning with 3% down payment. 620 minimum credit score
More flexible on debt to income ratios, FHA offers financing with as little as 3.5% down with a 580 score. Down to 500 with 10% down.
0 down payment, for properties outside major metropolitan areas. Income restrictions apply. Minimum credit score 620.
Homestyles Renovation Mortgage
A conventional program for repairs and renovations. You can finance up to 50% of the home's value in repairs to your mortgage.
Improve your cash flow or lower your monthly payment. We can advise you if it makes sense for you to refinance.
Flexible Portfolio Loans for those who don't fit the Fannie/Freddie/ or government loans box!
And More . . .
Convert the equity in your home to cash with a Texas Cash Out. Use the money for paying off debt, college, or any other purpose.
Freddie Mac; First Time Buyers Program, reduced MI, 3% down payment, can be from a gift.
Turn a fixer upper into your dream home and finance the renovation!
I've been a State licensed Loan Originator since 2006. I pride myself on exceeding our client's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, I realize you are unique and I'll work with you to create a loan that is exclusively for you.
Anna Maria Durr, Loan Production Manager NMLS 266699